There are several complex issues of required actions, records preservation and notice in the context of post-loss tort, tort, and contract duties between an insured and insurer which have vexed practitioners for ages. The Supreme Court of Georgia weighed in on some of these major issues by in response to a certified question from the Eleventh Circuit Court of Appeals. Suit was initially brought when Whiteside, the trustee to the bankruptcy estate of Bonnie Winslett, sued Ge