Georgia Court of Appeals Outlines What is Reasonable Notice by an Insured for UM Coverage

On September 28, 2010, Gloria Silva was a passenger in a car involved in a motor vehicle collision with James Glover. On March 27, 2015, Silva settled her personal injury claim with Glover for $36,950, the remaining amount of liability coverage available under Glover's Allstate policy. Following the settlement, Silva amended her complaint in a renewal suit to include a claim that the collision was covered by her uninsured motorist (“UM”) coverage provided by Liberty Mutual Fire Insurance Company (“Liberty Mutual”). Silva v. Liberty Mut. Fire Ins. Co., 2017 WL 5382538 (Ga. Ct. App. 2017). Silva had not previously notified Liberty Mutual of the collision or the lawsuit. Liberty Mutual filed

Court of Appeals Reaffirms Ambiguities in Insurance Policy Construed Against Insurer

Following an accident where a Blue Ridge Auto Auction (“Blue Ridge”) employee lost control of a car and struck many people attending an auction, Blue Ridge filed an action against Acceptance Indemnity Insurance Company, Inc. (“Acceptance”) because it failed to defend Blue Ridge in certain personal injury actions and failed to pay the resulting claims. Blue Ridge Auto Auction v. Acceptance Indem. Ins. Co., Inc., 2017 WL 4784396 (Ga. Ct. App. 2017). The Court held that Blue Ridge was provided coverage under an exception to an exclusion in the policy and reversed the trial court’s grant of Acceptance's motion for summary judgment and denial of Blue Ridge's motion for summary judgment. Id. Th

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